If you are trying to pick one fundamentals platform in 2026, three names keep showing up in the same conversation: Stock Analysis, Fiscal.ai, and Qualtrim.
All three help you research public companies. All three sell some mix of financials, charts, screeners, and valuation tools. And all three can feel “good enough” after a five-minute demo.
They are not the same product.
I dug into live pricing, positioning, and the actual product surfaces (screenshots below) to answer a practical question: if you only want to pay for one of these, which should it be?
Short answer: for most retail investors and active traders who need clean data fast, Stock Analysis is the winner. Fiscal.ai is the AI / data-infrastructure play. Qualtrim is the visual long-term investing dashboard with Joseph Carlson community extras.
Claim Stock Analysis Pro through SaveOnTrading — 1 free month on annual Pro or Unlimited, then 20% off with code CHARTS.
Quick verdict
| Platform | Best for | Starting paid price* | Our pick? |
|---|---|---|---|
| Stock Analysis | Daily research, screeners, ETF holdings, financials, price/value | Pro ~$6.58/mo billed annually ($79/yr) | Yes — default choice |
| Fiscal.ai | AI Q&A on filings/transcripts, segment KPIs, API / MCP data pipelines | Pro ~$39/mo billed annually | Only if AI research depth is the bottleneck |
| Qualtrim | Visual long-term analysis, DCF, portfolio tracking, Carlson community | $9.99/mo or $99/yr | Nice niche pick, not the best all-rounder |
*Prices checked from each company’s live site around publish time (July 2026). Always confirm at checkout — plans change.
What these three have in common
Before the differences, the overlap is real:
- Fundamentals first. Income statements, balance sheets, cash flow, and historical metrics matter more here than Level 2 tape or options flow.
- Web apps. No Bloomberg-style desktop install. Browser research is the core workflow.
- Screening + company pages. Each wants you to go from “idea universe” → “one ticker deep dive.”
- Valuation helpers. DCF / modeling shows up across the category (especially Qualtrim and Fiscal; Stock Analysis also covers valuation and forecasts).
- Paid upgrades unlock depth. Free tiers exist (especially Stock Analysis and Fiscal), but the useful history, exports, AI, and portfolio features sit behind subscriptions.
If you already like Yahoo Finance or Seeking Alpha for “glanceable” research, these three are competing to become your primary fundamentals desk.
1) Stock Analysis — the best daily driver
StockAnalysis.com is the platform I actually open when I need an answer in under 30 seconds: market cap, float-related context, revenue, margins, earnings date, analyst target, ETF exposure, or a quick screener.
The free site is already excellent. Pro removes the friction that shows up once you research for real — longer histories, saved screeners, fuller ETF holdings, downloads, more alerts/watchlist capacity, and an ad-free workspace.
Where Stock Analysis wins
- Speed and clarity. Company pages are dense without feeling like a terminal from 2009.
- Breadth for the price. Stocks, ETFs, screeners, forecasts, dividends, corporate actions, and more live in one navigation tree.
- Real free tier. You can evaluate the product before paying anything.
- Best dollar value. Pro is about $6.58/month billed annually ($79/year), or $9.99 monthly. Unlimited is about $16.58/month billed annually if you need unrestricted downloads/alerts/watchlist size.
- Low-risk checkout. 60-day money-back guarantee on paid plans.
Where it is weaker
- It is not an AI chat research terminal the way Fiscal.ai is.
- It is less “storytelling / community content” than Qualtrim’s Joseph Carlson angle.
- If you need institutional API/MCP plumbing for internal tools, Fiscal’s data products are the specialty.
SaveOnTrading partner offer: 1 free month on annual Pro or Unlimited, then 20% off with code CHARTS.
Start Stock Analysis Pro → · Full deal page
2) Fiscal.ai — AI research + data infrastructure
Fiscal.ai (formerly FinChat) is the most “AI-native” of the three. The pitch is not just charts — it is clean, auditable fundamentals plus a Copilot that can interrogate filings, transcripts, and company KPIs in plain English.
It also sells beyond a retail UI: Terminal, Data Feed API, and MCP connectors for piping verified data into AI workflows. That makes Fiscal feel closer to a modern data vendor than a simple stock website.
Where Fiscal.ai wins
- Conversational research. Ask margin/peer/KPI questions and get sourced answers faster than manual 10-K digging.
- Segment / KPI depth. Strong when the business is multi-segment and headline revenue is not enough.
- Speed after earnings. Markets “minutes after filing” data pipelines instead of multi-day vendor lag.
- Builder-friendly delivery. API + MCP matter if you are wiring research into your own stack.
Where it is weaker (for most people)
- Price. Published Pro pricing commonly sits around $39/month billed annually (higher month-to-month), with a higher Max/Enterprise tier for exports/audit depth. That is several times Stock Analysis Pro.
- Overkill for daily lookups. If you mostly need a clean AAPL page + screener, you will pay for AI horsepower you may not use every day.
- More “platform / infra” energy. Great for analysts. Less necessary for a retail trader who just wants fast fundamentals.
SaveOnTrading partner offer: 15% off via our Fiscal.ai partner link (confirm at checkout).
Try Fiscal.ai → · Full deal page
3) Qualtrim — visual long-term investing desk
Qualtrim is the Joseph Carlson-associated research platform built around beautiful charts, long history, DCF valuation, portfolio tracking, and “make investing simple” UX. It also bundles community extras (Discord / Carlson Show episodes) that Stock Analysis and Fiscal do not try to be.
Where Qualtrim wins
- Visualization-first fundamentals. Great if you think in charts of revenue, FCF, EPS, and ratios.
- Long history marketing. 30+ years of financials is a clear headline claim.
- Bundled investing workflow. DCF + portfolio + earnings calendar + Dip Finder in one membership.
- Simple pricing. One feature set across plans: $9.99/mo or $99/yr, with a 7-day trial on monthly.
Where it is weaker
- Less of a universal data homepage. Stock Analysis still feels broader for quick ticker lookups across stocks/ETFs/markets.
- Not the AI data vendor. Fiscal is ahead on API/MCP and citation-heavy AI research workflows.
- No SaveOnTrading partner deal today. We can link the product, but we do not currently have an exclusive Qualtrim coupon page like we do for Stock Analysis and Fiscal.ai.
Feature comparison matrix
| Capability | Stock Analysis | Fiscal.ai | Qualtrim |
|---|---|---|---|
| Core company fundamentals | Excellent | Excellent | Strong |
| Free tier usefulness | Best | Good | Limited / trial-led |
| Stock screener depth | Excellent | Strong | Available, less central |
| ETF holdings / fund research | Excellent (Pro) | More company/KPI oriented | Not the main story |
| AI Q&A on filings/transcripts | Light / not the pitch | Best | AI insights featured, lighter than Fiscal |
| DCF / valuation tools | Good | Strong | Excellent (core feature) |
| Portfolio tracking | Good | Good | Strong |
| API / MCP / data feed | Not the retail focus | Best | No |
| Community / creator extras | No | No | Yes (Discord / Carlson content) |
| Typical annual paid cost | ~$79 Pro | ~$468 Pro | $99 |
| SaveOnTrading discount | 1 free month + 20% (CHARTS) | 15% off partner link | None currently |
Similarities vs differences (plain English)
Similarities
- All three are fundamental research platforms, not day-trading scanners like Trade Ideas.
- All three want to replace spreadsheet hopping for company analysis.
- All three charge a modest retail subscription relative to Bloomberg.
Differences that actually matter
- Stock Analysis = best generalist homepage + screener value. Open ticker → get the facts → move on.
- Fiscal.ai = AI analyst + institutional-style data delivery. Pay more when questions and KPI depth are the job.
- Qualtrim = visual long-term investor cockpit. Pay for charts, DCF, portfolio, and creator-community packaging.
Who should buy which?
- Buy Stock Analysis if you research tickers weekly (or daily), want screeners + ETF data, and care about price/performance. This is the default recommendation.
- Buy Fiscal.ai if you regularly dig through transcripts/filings, need segment KPIs, or want API/MCP data into your own AI workflow — and you are fine paying a premium for that.
- Buy Qualtrim if you are a long-term / dividend / compounding investor who prefers beautiful charts + DCF + portfolio views, and you like the Carlson ecosystem.
- Buy two only if your workflow splits cleanly (example: Stock Analysis for scanning + Fiscal for deep earnings seasons). Most people should not stack all three.
Final recommendation
If I had to keep one subscription from this trio, it is Stock Analysis.
It covers the research jobs most people actually do, the free site is strong enough to trust before upgrading, Pro is dramatically cheaper than Fiscal, and the SaveOnTrading partner offer (1 free month on annual + 20% off with CHARTS) makes the paid jump almost a no-brainer.
Fiscal.ai is excellent at what it is — just a different purchase. Qualtrim is a solid niche product — just not the broadest or best-value daily research desk.
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Disclosure: SaveOnTrading may earn a commission when you buy through our Stock Analysis and Fiscal.ai partner links. That never changes the ranking above — Stock Analysis remains the pick for most readers.
